Non disclosure of criminal convictions

Failure to honestly disclose a criminal conviction when asked by your insurance company could be classed as fraud and invalidate your insurance. Your insurance options with a criminal conviction are likely to be limited and more expensive, but don’t let that tempt you into a non-disclosure. We can help.

Simple cautions, reprimands and final warnings are spent immediately and do not need to be disclosed as they are not criminal convictions. Convictions considered spent under the rehabilitation of offenders act 1974 do not need to be disclosed, unless the offence resulted in a prison sentence of 4 or more years.

Mistakes in insurance applications could lead to a policy being refused, cancelled or made void. These errors could stay with you for life. When making a car insurance application you will normally be asked if you’ve ever had a policy refused, cancelled or made void. This could make insurance harder to obtain.

If you are unsure whether or not you need to disclose your criminal conviction you can contact an organisation called UNLOCK on unlock.org for advice. Unlock is an independent charity for people with convictions which exists for 2 reasons:

• Assist people to move on positively with their lives by empowering them with information, advice and support to overcome the stigma of their previous convictions.

• Seek to promote a fairer and more inclusive society by challenging discriminatory practices and promoting socially just alternatives.

Here at convictedcarinsurance.co.uk we specialise in finding the best insurance rates for people with criminal convictions and for motor convictions such as DG10, DG40, DG60, DR80 and DR90. We have negotiated leading rates with expert insurers so whatever the conviction, and whatever the motor vehicle, we can offer excellent insurance prices. Van, car or motorbike policies are all on offer.

Getting a convicted driver car insurance quote is easy. Either leave a few details or call us for free today. We’ll do all the hard work for you and will compare prices to find you the best deal. Being an FCA regulated firm we’ll put your needs first and offer you the best products we have available.

As well as convicted car insurance, we can also help with any non standard insurance need, including impounded car insurance.