Car and Van Insurance with a CD40

What causes a CD40 motor endorsement?

A CD40 means ‘causing death through careless driving when unfit through drink’. It carries 3 to 11 penalty points and stays on your licence for 11 years. During this time the conviction needs to be disclosed to your insurer until it’s ‘spent’ under the terms of the Rehabilitation of Offenders Act.

A CD40 is part of the Careless Driving offences which also include CD10, CD20 and CD30 which carry 3-9 penalty points; and CD50, CD60 and CD70 which carry a higher maximum amount of 11 penalty points. Insurance for these types of careless driving convictions can be very hard to obtain. Our guide below tells you how to find affordable insurance with a CD40.

Getting cheap reckless driving insurance

A lot of insurers are immediately put off by CD40 motor convictions since they believe the driver to be a higher risk of having a claim. This means that most insurers won’t quote or will charge an unrealistic and unaffordable amount. Comparison sites aren’t good for CD40s either because it’s not possible to buy CD40 car insurance online, and often the promises they make are not realistic and you find your price changes at a later date.

In order to find affordable insurance for a CD40, and an insurer you can trust, you need to speak with a specialist in convicted driver car insurance. Here at convictedcarinsurance.co.uk we have years of experience finding affordable CD40 car insurance and have negotiated market leading rates with expert insurers in this field.

In order to get a quote, leave a few details and we’ll do all the hard work for you. We’ll contact expert CD40 insurers, compare the market and get back to you with the best price. We can also help with other conviction insurance such as drink driving, uninsured driving, reckless/dangerous driving, careless driving and previous bans and convictions.

If you’re looking for convicted home insurance or insurance to release an impounded van try our sister sites in the links provided.