IN10 – Uninsured driving insurance

Another motor conviction that it’s very difficult to get good value car insurance for is an IN1o. An IN10 and related motor convictions are enforced when a person drives without valid insurance in place. There are often knock on issues such as the driver’s vehicle being seized and transported to a police impound. To release the car, a specialist type of insurance known as impounded car insurance will be required.

So what is an IN10? Technically speaking it means ‘Using a vehicle uninsured against third party risks’. Due to the Road Traffic Act 1998 a minimum level of cover is required, which is third party, covering other motorists in case of accident or injury. If this basic level of cover is not in place, then a driver can be found guilty of uninsured driving. This endorsement attracts between 6-8 points and comes with a £600 fine. If the driver has existing points, there could be an accumulation affect equaling a TT99 which is the totting up ban or disqualification.

Many insurers are put off by the IN10 motor conviction and paint the driver with a bad brush. It can be quite frustrating in this situation, since you may know that you’ve learnt your lesson, but all the insurer will see are those four letters. Yes, there’s a lot of one dimensional stereotyping in the insurance industry! Well at least there are some that buck the trend. One of those is convictedcarinsurance.co.uk! You can use us to obtain the best rates in the market from dedicated insurers equipped with the experience to offer you the cheapest prices on uninsured driver insurance and, at the same time, help you get your car released from the impound.

So stop stalling, pick up the phone or drop us a few details and we’ll ensure you get a great saving today on uninsured driver car insurance!