Convicted Car and Van Insurance with a CU50

What is a CU50 motor conviction?

A CU50 means ‘causing or likely to cause danger by reason of load or passengers’. This conviction code belongs to the Construction and Use offences and leads to 3 penalty points and isn’t spent until four years after the date of conviction. The same rules apply to other codes within this category: CU10, CU20, C30, CU40 and CU80.

Drivers need to be careful not to exceed the 12 point threshold leading to a ban. This is known as a TT99 or ‘totting up’ offence and could lead to a disqualification of 6 months or a year.

Cheap CU50 car insurance

Affordable convicted driver car and van insurance with a CU50 can be a frustrating and unrewarding process. Mostly insurers want to steer clear from convictions such as a CU50 because they believe the driver is a much higher insurance risk than a driver without a conviction. Clearly a CU50 indicates a mistake but it doesn’t mean the driver will do it again.

This sounds more like punishment rather than accurate insurance rating! If a driver has made a mistake and suffered the consequences perhaps they are less likely to make the same mistake again than someone who has never committed it! Unfortunately insurers don’t see it this way and find it a convenient excuse to charge extortionate premiums.

Here at convictedcarinsurance.co.uk we believe in a fair and open minded approach to convicted driver car and van insurance. We’ll compare the market and do our best to find you the cheapest insurance rates out there. As well as CU50 insurance, we can also help with other serious motor convictions such as drink driving, uninsured driving, dangerous driving, reckless driving, careless driving, multiple convictions and previous bans.

To get a quote it’s simple: call us for free on the above numbers or leave a few details. We’ll follow up and start finding you the best policy to suit your needs. We are an FCA regulated company so can be trusted to handle your insurance affairs in a professional and courteous way.

In addition to convicted car insurance, we can also help you find impounded car and impounded van insurance to retrieve your vehicle from a police impound.