Car and Van insurance with an LC20

What is an LC20 motor conviction?

An LC20 means ‘driving otherwise than in accordance with a licence’. It carries 3 to 6 penalty points and stays on your licence for four years. Until the conviction is spend, the LC20 must be disclosed to your insurer. If the driver has existing penalty points, and the endorsement takes them over 12, then this will lead to a ban under the totting up procedure.

An LC20 falls under the Licence Offences which includes LC30, LC40  and LC50. All these convictions carry the same amount of points and remain on the licence for the same period of time.

Finding cheap LC20 car and van insurance

Getting hold of affordable convicted car and van insurance with an LC20 is never easy. Insurers are quick to penalise drivers with convictions by charging 3 or 4 times the normal cost, or in some cases not even quoting at all. A lot of the conventional routes for insurance, comparison sites and high street brokers, are not really interested in convicted drivers, their may concern are what they perceive to be ‘low risk’ drivers who are unlikely to claim.

Here at convictedcarinsurance.co.uk we take a different approach. We believe all drivers should not be tarnished with the same brush but should be seen as individuals who can learn from their mistakes and become reformed. That’s why you’ll find our LC20 insurance rates some of the best around and much cheaper than you’ve obtained elsewhere.

Getting a quote for your Licence Offence

Obtaining a quote from us is easy. Call us for free, or leave a few details, and we’ll be in touch. Once we have your details we’ll compare the market and find you the cheapest convicted driver car or van insurance to suit your needs. We do all the hard work for you and can email you a covernote for your insurance in minutes.

As well as insurance with an LC20 we can help with other non standard insurance areas such as drink driving, reckless driving, dangerous driving, careless driving, uninsured driving, multiple convictions and previous bans.

Our sister sites also help with releasing cars and vans from police pounds having been seized for uninsured driving.