Car and Van insurance with a CD70

What is a CD70 motor conviction?

A CD70 motor endorsement is for ‘causing death by careless driving then failing to supply a specimen for alcohol analysis’. It carries 3 – 11 penalty points and stays on one’s licence for 11 years. Whereas a CD10, CD20 and CD30 stay on the licence for four years; a CD40, CD50, CD60 and CD70 are considered more serious and attract the longer rehabilitation periods.

The CD70 must be declared to the insurer until it’s spent. Insurers always find out about motor convictions these days due to the Claims and Underwriting Exchange (CUE) which has details of all motor convictions and who committed them. Therefore it’s not worth the risk of not disclosing the CD70 since the insurer will likely cancel the policy and not refund anything, or charge a large fee to keep it running.

If the driver has existing penalty points, the CD70 careless driving endorsement could take the driver over the 12 point threshold leading to a ban. This causes a TT99 totting up offence which typically leads to a 6-12 month disqualification.

Finding low cost careless driving insurance

Insurance for a car or van with a CD70 conviction is extremely hard to find. Due to the seriousness most insurers won’t touch drivers who have this type of conviction. They think it’s an indicator that the driver will make mistakes in the future and probably claim, costing them money…and, remember, insurers are in the business of taking in the maximum amount of money and paying out the least in claims!

However not all companies think the same. Here at convictedcarinsurance.co.uk we believe that drivers can become reformed and learn from past mistakes. Our convicted driver car and van insurance policies enable drivers with many forms of convictions to get insurance at a fair price. It doesn’t matter whether you have a careless driving CD70, or a conviction for drink driving, uninsured driving, dangerous driving, multiple convictions or previous bans.

So get in touch and make a great saving today. We do all the hard work for you and will compare prices to get you the best deals. We can also help with convicted home insurance and impounded van insurance so contact us today to find out more.