Car and Van Insurance With a DR31

What is a DR31 endorsement and finding affordable car insurance

A DR31 belongs to the drink or drugs class of motor convictions, it literally means ‘driving or attempting to drive then refusing to give permission for analysis of a blood sample that was taken without consent due to incapacity’. It stays on your licence for 11 years from the date of conviction and carries between 3 and 11 penalty points. Within the 11 year period you need to tell your insurer about the DR31, if you fail to do so you could be penalised by having your insurance voided, no return of money and a refusal to pay resulting claims.

The truth is many insurers are hesitant to insure those with a DR31 or similar motor conviction; those that do will charge an extortionate amount more. The insurer’s logic is that a DR31 indicates the driver makes more mistakes and is more likely to suffer a claim than a driver without a DR31. This logic is flawed though since people can learn from their mistakes and be safer in the future. This is our approach at convictedcarinsurance.co.uk.

The drink or drug motor convictions

Here at Convicted we can not only help find low priced convicted driver insurance for a DR31 but we can help with other related convictions within this category. These include: DR10 (driving or attempting to drive with alcohol level above limit), DR20 (driving or attempting to drive while unfit through drink), DR30 (driving or attempting to drive then failing to supply a specimen for analysis), DR61 (defusing to give permission for analysis of a blood sample that was taken without consent due to incapacity in circumstances other than driving or attempting to drive) and DR80 (driving or attempting to drive when unfit through drugs).

The motor convictions above stay on your licence for 11 years whereas the following are for just four years: DR40 (in charge of a vehicle while alcohol level above limit), DR50 (in charge of a vehicle while unfit through drink), DR60 (failure to provide a specimen for analysis in circumstances other than driving or attempting to drive), DR70 (failing to provide specimen for breath test) and DR90 (in charge of a vehicle when unfit through drugs).

Finding cheap convicted driver insurance with a DR31

It doesn’t matter what the particulars are, or whether you’re after car van or bike insurance, here at Convicted we can find you the best deal. We are specialists at finding insurance for serious motor convictions and have relationships with expert insurers across the UK. Getting a quote is easy, leave a few details or pick up the phone and we’ll get you a quote in minutes. If you’re looking for impounded car insurance to release a seized car try our sister site.