Car and Van Insurance With a DD80

What is a DD80 and how to find cheap convicted driver insurance?

A DD80 motor conviction means ‘causing death by dangerous driving’. It carries between 3-11 penalty points and stays on your licence for four years. After the four years have elapsed the DD80 no longer needs to be disclosed to your insurance company. Make sure your insurer knows about it in the meantime, since non-disclosure can  lead to your insurance being void, claims not being paid and no refund of premium.

If you have existing penalty points and this takes you over 12 then this will lead to a ban through the totting up procedure (known as a TT99 motor conviction). Before you can resume driving you’ll have to retake your tests and the TT99 stays on your licence also for four years.

After the event you’ll find your insurance sky rockets. Many insurers won’t offer motor insurance if the driver has a DD80 or will charge a lot more than they were previously. The consensus amongst insurers being that a DD80 is an indicator the driver is likely to make a mistake in the future leading to a claim costing the insurance company money. There are a minority of insurers who think differently and can offer you good value insurance policies, contact us today and we’ll get the ball rolling…

Dangerous/reckless driving motor convictions

As well as insurance for a DD80, we can also insure you if you’ve got any of the following: DD10 (causing serious injury by dangerous driving), DD40 (dangerous driving), DD60 (manslaughter or culpable homicide while driving a vehicle) and DD90 (furious driving). All of the above carry a maximum of 11 points except furious driving which is a maximum of nine points.

Finding affordable DD80 car insurance

The usual route to cheap car insurance is via a comparison site, but this isn’t the case if you’ve got motor convictions or present what’s called a ‘non standard risk’. You’ll find very few companies quote and those that do are unreliable and will change their price at a later stage. In order to get cheap convicted driver insurance you need to speak with a specialist who understands your needs, knows the market and has the strings to get you the best deal!

Here at convictedcarinsurance.co.uk we have negotiated leading rates with known experts at insuring convicted drivers. We are not only likely to find you the best price but we should also get you the most options too. Getting a quote is easy, either call us freephone or leave your contact details and we’ll be in touch. If you’re looking for impounded car insurance contact our sister site and get your seized vehicle released.