Beware of fake car insurance brokers

Up to 20,000 motorists could be driving uninsured after responding to cheap car insurance offers advertised online or via small ads.

‘Ghost broking’ is seen as an emerging threat within the insurance fraud arena. Ghost brokers profile their targets as drivers who are economising and looking for the cheapest deals. These motorists are likely to be young, living within communities where English is a second language and overall there is a lack of knowledge about insurance.

Another scenario for carrying out the fraud involves ghost brokers applying to genuine insurance companies on behalf of the customer. In these cases personal details are changed to avoid pushing up the costs. Customers tend to live in areas where insurance premiums are particularly high. while some drivers may have agreed to some details being changed some are unaware this has transpired until it’s too late.

Protect yourself from fake insurance:

• Do not pay money to individuals you do not definitely know are legally providing insurance policies.

• Do not pay money into a personal bank account for an insurance premium.

• Ensure you understand what insurance cover is required and what you are purchasing.

• For peace of mind you can check the FSA or the ABI website.

Here at convictedcarinsurance.co.uk we specialise in finding the best insurance rates for people with criminal convictions and for motor convictions such as DG10, DG40, DG60, DR80 and DR90. We have negotiated leading rates with expert insurers so whatever the conviction, and whatever the motor vehicle, we can offer excellent insurance prices. Van, car or motorbike policies are all on offer.

Getting a convicted driver car insurance quote is easy. Either leave a few details or call us for free today. We’ll do all the hard work for you and will compare prices to find you the best deal. Being an FCA regulated firm we’ll put your needs first and offer you the best products we have available.