Car and Van Insurance with a CU20

What’s a CU20 motor endorsement?

A CU20 means ‘causing or likely to cause danger by reason of use of unsuitable vehicle or using a vehicle with parts or accessories (excluding brakes, steering or tyres) in a dangerous condition’. It carries three penalty points and stays on your licence for four years. A CU20 is part of the Construction and Use offences and also includes a CU10, CU30, CU40, CU50 and CU80. All conviction codes carry the same number of points.

Until the CU20 is ‘spent’ you’ll need to tell your insurer about it. The Claims and Underwriting Exchange (CUE) database gives insurers access to all claims and convictions details of UK drivers, so if you don’ tell your insurer, they’ll find out anyway. The penalty for not disclosing a CU20 could be your policy being cancelled or a hefty additional charge to  keep the policy running.

If the driver has existing penalty points and the CU20 takes them over 12 then this will lead to a totting up TT99 offence which is a ban or disqualification for a period of time.

Finding cheap CU20 car and van insurance

It’s not easy finding low cost convicted driver insurance with a CU20. Many insurers are put off by convictions such as a CU20 since they believe motor convictions are an indication that the driver takes risks and subsequently more likely to claim. Insurers are in the business of limiting the amount they pay out in claims, so there will be limits to the amount of convicted drivers they want to insure.

Not all insurers feel this way, and here at convictedcarinsurance.co.uk we are experts in finding affordable convicted car and van insurance with a CU20. With access to the best rates in the market from convicted specialists, we can save you alot of hassle, cost and time by getting in touch with these insurers and negotiating you the best price.

As well as convicted car insurance, we can also help you release a car or van from a police pound and get it back on the road again. Visit our sister sites today to learn more and get a great deal!