Car and Van Insurance with a DD60

What is a DD60 and how can you find insurance?

A DD60 motor conviction stands for ‘manslaughter or culpable homicide while driving a vehicle’. It carries three to 11 penalty points depending upon the circumstances, and stays on your licence for up to four years. After this time period has finished the conviction no longer needs to be informed to prospective insurers – it is spent. But make sure you tell your insurer about it in the meantime, since if it’s not disclosed an insurer can void your insurance, refuse to pay claims and keep your premium payment.

If you’ve got existing penalty points and a DD60 takes you over 12 points then this will lead to a driving ban. Commonly known as a TT99 or ‘totting up’ this means disqualification for a period of time and having to retake driving tests before resuming driving again.

Most insurers won’t touch a driver with a DD60 motor endorsement they believe the driver presents too high of an insurance risk. Insurance data has traditionally shown that drivers with motor convictions are more likely to claim than drivers without convictions. However this is one dimensional and doesn’t view people as individuals. Often one can learn from a mistake and be LESS at risk of making it again due to suffering the consequences – such as increased costs, stress and hassle, fines, etc.

Reckless/dangerous driving convictions

In addition to a DD60 motor conviction other convictions within this category include: DD10 (causing serious injury by dangerous driving), DD40 (dangerous driving), DD80 (causing death by dangerous driving) and DD90 (furious driving). All of the above carry a maximum of 11 points except furious driving which is a maximum of nine points.

Obtaining cheap DD60 car insurance

If you’ve been through the process you’ll know just how difficult this is. Usually you can find cheap dangerous driving car insurance on a comparison site or via a well known insurance broker. Truth is these avenues will usually lead to a waste of time and more frustration. There are very few insurers nationwide who offer fair priced insurance for dangerous driving convictions and they’re often not well known.

Here at convictedcarinsurance.co.uk we specialise in finding affordable car, van and motorbike insurance for DD60 and related convictions. We have relationships with expert insurance companies who think differently and are able to provide marketing leading prices for convicted car insurance. By leaving your details or calling us for free we will get this process underway and offer you a variety of quotes at excellent prices.

Remember we’re an FCA regulated insurance broker meaning we can be trusted in handling your insurance affairs. For more information visit our About Us page. If you’re looking for impounded car insurance to release a seized vehicle check out our sister site.