Car and Van Insurance with an IN10

Why have you received an IN10 and why is it so hard to find affordable car insurance?

An IN10 motor conviction means ‘using a vehicle uninsured against third party risks’. It carries between 6-8 penalty points and stays on your licence for four years. Once this time has elapsed the driving endorsement no longer needs to be disclosed to your insurer. If you have existing penalty points, an IN10 conviction may lead to disqualification if this amounts to over 12 penalty points within three years. This is called a TT99 ‘totting up’ offence which will mean you’ll have to redo your practical and theory tests before you can resume driving.

Insurers tend to stereptype that drivers with an IN10 are are a much higher insurance risk. They believe an IN10 to be a good indicator that the driver takes risks and more likely to claim in the future if they don’t take the proper precautions. In some cases this may be true but it’s limited in that it doesn’t consider how drivers can learn from their mistakes and become reformed.

Unfortunately many insurers feel this way making insurance hard to find and very expensive with those who decide to insure it…

Knock on effects of an IN10

In addition to receiving a conviction for uninsured driving, the police are likely to seize your vehicle and transport it to a police impound where it will remain until you return the seizure notice along with adequate insurance. The vehicle will only remain at the impound for a short duration before it can be sold at auction or scrapped. None of the proceeds will be returned to the original owner after this point. It’s important the driver finds impounded car insurance quickly in order to retrieve the seized car and avoid the expensive storage charges for every day the vehicle remains at the impound.

Finding cheap IN10 car insurance and releasing your impounded vehicle

You’re probably already aware very few companies will quote if you’ve got an IN10 motor conviction, those that due are extremely expensive. The usually reliable cheap sources of low insurance prices, comparison sites and high street insurance brokers, are no good when it comes to serious motor convictions and bans. They stay clear of these types of risks.

What you need is a specialist who understands you, your needs and your insurance risk. Here at convictedcarinsurance.co.uk we are experts at not only finding the cheapest IN10 car insurance but also offering the most options to get you back on the road and releasing your car from the police compound.

Getting a convicted driver car insurance quote is easy – either leave your details in the above form and we’ll call you back, or call us on the free phone number above. We can get you quotes in minutes and email you an electronic covernote so you can get down to the impound and retrieve your seized vehicle. We cover any motor vehicle for this whether car, van, bike or taxi.